Steam, Amazon, Uber, Google...would all be quite painful. Personally I believe this forms a sort of litmus test for me personally whether I consider a company "

Steam, Amazon, Uber, Google...would all be quite painful. Personally I believe this forms a sort of litmus test for me personally whether I consider a company "too big to not regulate". I can imagine some additional CFPB protections which would be useful for these mega-corps. It's nothing like doing a chargeback to a local independent coffee-shop who double-charged you and refuses to refund the duplicate charge.