A charitable way of framing it would be "Up to 42% of Americans making 6 figures are so confident in the job market, the economy, etc. that they don't even both

A charitable way of framing it would be "Up to 42% of Americans making 6 figures are so confident in the job market, the economy, etc. that they don't even bother saving money at all because they're confident they can handle an unexpected expense through other means than paying for it with cash savings." I think the 61% stat is kind of so broad as to be useless. A better way of understanding the issue is by breaking down how Americans claim to be able to deal with an unexpected expense [0]. [0]: https://www.federalreserve.gov/publications/2021-economic-well-being-of-us-households-in-2020-dealing-with-unexpected-expenses.htm https://www.federalreserve.gov/publications/2021-economic-we...