The level is different for everyone, but a really simple model is to spend no more than 4% of your investments every year, so it depends on how much you spend.

The level is different for everyone, but a really simple model is to spend no more than 4% of your investments every year, so it depends on how much you spend. https://old.reddit.com/r/financialindependence/ https://old.reddit.com/r/financialindependence/ is a reddit community that goes in depth about this