Sure but this is a problem the concept of web of trust should have solved for us if we had focused on government and enterprise buy in. For finance transaction

Sure but this is a problem the concept of web of trust should have solved for us if we had focused on government and enterprise buy in. For finance transactions there's basically a number of well known entities who should be vouching for the data I'm sending, who have large out of band systems for identity verification. Sadly none of that has happened.