Agreed. The SEC claims it broke regulations by doing "unregistered offers and sales of the lending product", "operated for more than 18 months as an unregistere

Agreed. The SEC claims it broke regulations by doing "unregistered offers and sales of the lending product", "operated for more than 18 months as an unregistered investment company" and "false and misleading statement for more than two years on its website concerning the level of risk", none of which would be exposed by a whistleblower but instead by just going to their website or having an account there. Nothing that requires someone from inside the company to whistleblow anything.