Maybe you should talk to a few greybeards before you decide they can't hack it? I think you'd be surprised by just how much benefit decades of experience in the

Maybe you should talk to a few greybeards before you decide they can't hack it? I think you'd be surprised by just how much benefit decades of experience in the field can bring. Also, raising a family and saving enough for retirement are more expensive than you might think, and people live a long time nowadays...