3 ms·
No, money is fungible, and its marginal utility only decreases when you have enough to retire. Another 5k is another 5k, meaning another 2 months that you don't
by blindmute 5y ago
No, money is fungible, and its marginal utility only decreases when you have enough to retire. Another 5k is another 5k, meaning another 2 months that you don't have to labor. Dollars linearly correspond to future free time.
You really will get back that night you spent working: it likely afforded you many more nights retired, free.
- tzs 5y agoA day when you are younger isn't necessarily equivalent to a day when you are older. There are all kinds of potentially fun physical activities I might have done when I was younger if I had had more time that 40 years later I would not try because injuries have bigger impact and take longer to heal now.
- maccard 5y ago> its marginal utility only decreases when you have enough to retire. If the only thing you value is retirement and complete freedom indefinitely. Personally I'd much rather have an extra day on my weekend now, and have to work an extra year at the same pace I'm working at now (and enjoy it too) rather than minmax to the point of sacrificing everything for the next 15 years to finally be able to do what I want to do - which is what I have right now.