Someone else already commented on this, but doesn't _everybody_ just realize that this is way too complicated and error prone? Signigning a token (whatever that

Someone else already commented on this, but doesn't _everybody_ just realize that this is way too complicated and error prone? Signigning a token (whatever that means, I never saw so much nonsensical jargon in my life) gives a random person possible access over _all_ of your money??!! And this _by design_ can't be audited by a central authority that guarantees against scams. If I had to read the source code of all my wire transfers, I'd probably just barter my services for some milk and bread, it definitely seems smarter.