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I’m from the UK > Except nobody should actually be paying $22.80 for generic Prozac. You can drive to any local Walmart and get it for $4 and they will bill yo
by elliottinvent 5y ago
I’m from the UK
> Except nobody should actually be paying $22.80 for generic Prozac. You can drive to any local Walmart and get it for $4 and they will bill your insurance, which will count toward your deductible.
FWIW I thought this meant that it was $4 because of “your insurance” or “deductible” but I think you meant it’s $4 for people that aren’t insured? And people that are insured get it for free?
- PragmaticPulp 5y ago> FWIW I thought this meant that it was $4 because of “your insurance” or “deductible” but I think you meant it’s $4 for people that aren’t insured? And people that are insured get it for free? No, it's $4 retail at Walmart. $10 for a 3-month supply. People with insurance might also pay the $4 if they haven't reached their insurance deductible (same concept as car/home insurance deductible). Insured people still pay some co-insurance, up until their out-of-pocket maximum.
- aaaaaaaaaaab 5y ago>Insured people still pay some co-insurance, up until their out-of-pocket maximum. I honestly don’t know what this sentence means, and I’m glad I don’t need to deal with such things in the UK.
- ev1 5y agoImagine you opted for the cheap $500/month plan. You might have to pay 50% or 100% of all costs until you reach your maximum, which might be 5 digits and resets at least annually. Don't forget the "out of network" vs "in network" separation/cost/caps, where your physical hospital may be in network but a provider that works there is billed out of network. See also: https://en.wikipedia.org/wiki/High-deductible_health_plan https://en.wikipedia.org/wiki/High-deductible_health_plan