Well, it's also about "what's possible". Banks in my country don't have a reasonable API. There is CODA, but it's restricted to business accounts too ( and you

Well, it's also about "what's possible". Banks in my country don't have a reasonable API. There is CODA, but it's restricted to business accounts too ( and you have to pay for it). Additionally, accountants make a huge part of the workforce. So I don't think it will be possible in the short term to "replace them" by traditional means.