This is poverty advice to keep the middle class in their lane. You cannot get rich on a salary alone. This is well known advice. Even if you invest all your sav

This is poverty advice to keep the middle class in their lane. You cannot get rich on a salary alone. This is well known advice. Even if you invest all your savings into long term investments/high yield ETFS and get a mid 6-7 figures job right out of college, at most you will be able to retire in the early thirties. To be rich enough to own private jets and high end yachts, you need to fundamentally create value or be very lucky. Some options are joining a promising, almost-IPO ready startup with generous equity or building something society needs. Either that or having a small fortune to start with and then becoming successful on the commodity markets. Side projects also work if they truly generate overwhelming value. You cannot however expect to reach 100+ million by working hard alone unless you are extremely well compensated in equity.