-- Just an update, too late to edit my reply -- I responded to the assertion "Every student debtor is 7.5% less in debt in real terms than they were last year.

-- Just an update, too late to edit my reply -- I responded to the assertion "Every student debtor is 7.5% less in debt in real terms than they were last year." because I found it intriguing. It's a cool writing prompt. I found that I don't disagree with this assertion, if I'm getting it right. But it's interesting... In our household of four people, both kids and spouse are attending college. So far, we are holding no student debt, but that could change dramatically next year if kid changes school. And there has been a lot of talk about addressing huge burden of student debt, with politicians crowing about debt forgiveness that they can bring home to constituents. But as with any matter of publicly-funded policy, the money only exists if you know how to ask for it. There are usually complicated procedures in place, and of those who would otherwise be qualified, many will lack the ability to follow through to actually discharging their debt via one of these programs. So I decided to look it up: how do I get this free money? It was worth looking into, but it's complicated. The most straightforward free money from debt relief has been, indeed, a 14(?) month interest-free deferment of student loan payments during this COVID crisis.