This is wrong because inflation will eat into the size of monthly payments you can contribute to your mortgage, and thus lower the total dollars of house you ca

This is wrong because inflation will eat into the size of monthly payments you can contribute to your mortgage, and thus lower the total dollars of house you can buy. Imagine if groceries and gas take more and more of your income. If/when interest rates go up, it will also decrease price of houses because the cost of borrowing will go up, and thus lower the total dollars of house you can buy. If you’ve already bought your house then great, but expect to sell the home at a huge loss when interest rates hit 20 percent.