Personally, I love the idea of not having to pay back what I borrowed to buy my house. But I also can't be so anti-social as to advocate screwing over everyone

Personally, I love the idea of not having to pay back what I borrowed to buy my house. But I also can't be so anti-social as to advocate screwing over everyone who doesn't have money for a downpayment and can't afford the risk of keeping their savings in the market. They really ought to be able to put some money in a savings account, or in a jar if they don't have access to banking, and have an idea of what their savings will be worth in a decade. Better educate people that they sometimes have to take a pay cut to stay employed than hoodwink them and leave them destitute down the road.