I live in a town next to a border. On the other side of the river, I would save 4K in taxes every year. But I would pay more in car insurance, car registration,

I live in a town next to a border. On the other side of the river, I would save 4K in taxes every year. But I would pay more in car insurance, car registration, city property tax, public transportation and other smaller things. All in all, I pay maybe 1K more to live on my side of the river. That's completely sidestepping the whole issue of housing being way more expensive on the other side, which means I couldn't own a house. Sometimes I feel like I'm the only one of my peers who has actually sat down and counted the beans. Everybody else just looks at the 4K and thinks I'm crazy to live where I live.