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Samurai: New Payment Gateway from FeeFighters
- tylerrooney 15y agoPlease come to Canada!
- xutopia 15y agoIt looks like they are already! I'm looking at their site and they have a choice for US or Canada!
- lfittl 15y agoIs this US-only? (been dying for a good UK based gateway) Also you should fix the layout of the upgrade screen: http://skitch.com/lfittl/f5rtf http://skitch.com/lfittl/f5rtf
- pestaa 15y agoI'm not happy with PayPal, so I just got really excited when I heard about Samurai from a company with a familiar name. The note about beta stage is acceptable, it means that it should not be used in heavy production yet, but the Lorem ipsum placeholder text on the Python API page just means it cannot be used under any circumstances yet. After my initial shock, this package does seem amazing, and I can't wait to get my hands dirty with it; but please take the time to review and polish the pages.
- hop 15y agoWorks with Shopify?
- seanmccann 15y agoI'm sure it will work in Shopify once somebody adds it to active_merchant. Probably will take a few weeks to months.
- wildmXranat 15y agoTerms and conditions: Lorem ipsum dolor sit amet, consectetur adipisicing elit, sed do eiusmod tempor incididunt ut labore et dolore magna aliqua... Ah, I see.
- pitdesi 15y agoHey guys, to answer the most popular question: Samurai is not yet functional for merchants outside of the US (but it does take international cards). The original FeeFighters product (comparison shopping for merchant accounts) is in Canada though, so you can still get a great deal on a merchant account (http://feefighters.ca http://feefighters.ca) Samurai will eventually get there at some point. Likely first in Canada in the next month or 2 and then we'll explore Europe. There is SO MUCH DEMAND for international that it's overwhelming. We really wish we could help out... the truth is that each country we enter is really complicated and we have to tread carefully because we need to ensure that our partners are great, that we can provide round the clock support, etc. We just aren't there yet. Fill this out and we'll let you know when we launch in Canada: https://docs.google.com/a/transfs.com/spreadsheet/embeddedform?formkey=dGh0bHdEMlZ1cVZsbE50djhVbjlHN2c6MQ https://docs.google.com/a/transfs.com/spreadsheet/embeddedfo... And this one for Europe: https://docs.google.com/a/transfs.com/spreadsheet/embeddedform?formkey=dDZrMVI1YVVGT0NhSmpQbl80Q0o5Z2c6MQ&ndplr=1 https://docs.google.com/a/transfs.com/spreadsheet/embeddedfo... Also - for an overview on credit card processing (if you are wondering what the hell a gateway or processor is, etc) - check out our ebook (note this was written pre-samurai): http://feefighters.com/ebooks/what-is-credit-card-processing?force_download=true http://feefighters.com/ebooks/what-is-credit-card-processing...
- maushu 15y agoSo, yet again another easy-to-use & modern payment gateway that doesn't work outside of the US. Sometimes I wonder why I even bother to check these links since I already know it's going to be the same. I will not hold my breath for international support either.
- coderdude 15y agoSounds like that's just the way it is. If it were easy and if they didn't have to set it up for each and every country (it's not like this is The US vs. The World) then you'd see more "international" support.
- mdemare 15y agoI've stopped bothering. Anyway, payment processing is a solved problem in the Netherlands. Which other countries have sensible, cheap payment, easy-to-implement solutions that are widely used?
- jokull 15y agoLooks good. But what the hell is so hard about stating regional support upfront? US online? International? EU? Canada? Come on!
- pitdesi 15y agoRe: Terms. We added them in yesterday but it hasn't been deployed yet... you'll see them soon. In the meantime: http://feefighters.com/terms-of-service http://feefighters.com/terms-of-service
- deleted 15y ago[deleted]
- west 15y agoAs a merchant, you should switch to "interchange plus" pricing as soon as you're big enough. Forget the tiered stuff.
- wmeredith 15y agoTheir heart is in the right place, but Lorem Ipsum in terms and conditions is an obvious red flag and a beta label is not something I care to have on my payment gateway. Having said all that, I hope it turns out for them. I'd love some competition to some of the terrible products out there.
- twog 15y agoIs there anyway to add recurring billing to this system? Can I manually recharge the cards on a monthly basis?
- pitdesi 15y agoAnother question is on recurring billing: At this point, we've we are making a conscious decision that recurring billing logic should be outside of the gateway... none of the gateways handle it particularly well and it is actually kind of a tricky problem. We are working on getting samurai connected to recurly, spreedly and chargify, all of which are good for that.
- agildehaus 15y agoHonest question: If Recurly/Spreedly/Chargify/CheddarGetter is satisfactory for my recurring billing, why would I need Samarai? I'd likely just bring a merchant that has its own gateway to one of those services. I'm currently looking at places like BrainTree which do it all (merchant, gateway, recurring) as they look far more enticing than gluing together a bunch of companies. I suppose I'm new at this, but it's all very confusing. Why should I choose you + some merchant + some recurring billing service over BrainTree?
- MicahWedemeyer 15y agoI can't speak to BrainTree, but I have been with Chargify + Authorize.net for a while and I'm very pleased with Chargify in particular. I'm not super thrilled with A.net, as I'm completely vendor-locked with their card vault. Plus, their web interface is pretty crappy. Samurai's costs and their (i think?) support for data portability are a big plus. If I could get Samurai + Chargify and port over all my existing A.net customers, I think I probably would. Unfortunately, that's kind of academic at this point, as A.net is a black hole AFAIK.
- nirvdrum 15y agoChargify is partially to "blame" here, too. They push the vault stuff off to the gateway, which leads to your vendor lock-in. Recurly, on the other hand, works fine with Authorize.net and has no such lock-in. I'm in the position of supporting both right now as I migrate away from Chargify.
- pitdesi 15y ago
- agildehaus 15y agoAfter I signed up I was directed to the "get-started" page where I could submit a test payment. It didn't work (sat on the pulsating "waiting for token"). Eventually I figured out it was because I had not yet confirmed my email address, but there was absolutely nothing on the "get-started" page which told me I had to confirm my email before I could use that page. Probably should fix that, because I had a strong negative first impression when a simple test payment just sat there doing nothing :)
- esutton 15y agoone of the big things that helped propel paypal and square is the blended rate. Not finding a way to include amex in your single rate is a mistake.
- pitdesi 15y agoPayPal does NOT have single rate pricing. AmEx is 3.5%... See the disclosures at the bottom of the page here: https://www.paypal.com/webapps/mpp/website-payments-pro https://www.paypal.com/webapps/mpp/website-payments-pro That being said, we'd love to do that but you need to be of a certain size to negotiate with AmEx. Working on it. Also - we are keeping the same rate for international credit cards, which is something that the other guys don't offer.
- esutton 15y agopaypal used to until around a year ago when Amex forced them to stop. that said i'm a fan of what you guys do
- callmeed 15y agoCan this do/allow 3rd party payment aggregation? I can't tell if that's what "intelligent routing" means.
- originalgeek 15y agoFees not mentioned: chargeback processing fee? refund/credit processing fee (or is it $.30/ea)? If you'd like to answer, that would be great. This is a serious sales lead, even though PayPal has you beat on the percentage.
- vailripper 15y agoSo is this a competitor to something like spreedlycore? I'm trying to find a recurring billing provider which can handle multiple merchant accounts, and the only thing close was spreedlycore, which handles the processing but none of the recurring functionality. Nobody seems to provide a recurring billing solution which supports multiple merchant accounts.
- fduran 15y agoSigned up for Canadian announcement. Any competitor of PayPal is my friend. You may want to delete the 'Lorem ipsum' paragraph in https://samurai.feefighters.com/developers/api-python https://samurai.feefighters.com/developers/api-python
- datadon 15y agoFar too many "Paypal killers" coming about which lack one thing that could actually help them usurp Paypal...international support. Stripe, Weepay, Samurai - all look amazing, but it is SO frustrating to seem them all release their products and pretend they can challenge the likes of Paypal whilst disregarding the rest of the world. I know people are promising international support, but are they really going to make the jump after everything gets all cosy with a US only audience? I've recently deployed 2checkout (I'm UK based). It's not pretty and it's not fully integrated with an API, but it's damn easy, doesn't require Merchant accounts and people can pay you with credit cards or Paypal.
- Stuk 15y agoOne thing that hasn't been mentioned yet is the quality of the video. The length, dynamism and content were all perfect! Nice one.
- pitdesi 15y agoThanks! I will give a shoutout to the guys who helped us with the video: http://demoduck.com http://demoduck.com. They were a joy to work with.
- dminor 15y agoHere's a question based on our current headache: our bank switched processors, and now when we try to do AMEX refunds our gateway (Payflow Pro) returns an error. The old transaction tokens don't work with the new processor. How do you guys handle this situation?
- afiler 15y agoI have to say that your video is surprisingly beautiful given the subject matter, though the voiceover is done in a style that sounds like a commercial for a new wonder product that's both a floor wax AND a delicious dessert topping.
- noduerme 15y agoOops. I just called them and asked if they do business outside the US. I should have read the damn comments, lol.
- WrkInProgress 15y agoHere's another Canuck who can't wait for this to come to Canada. It looks promising, although for a SaaS startup, once you add a recurring billing provider like Recurly, it can be pricing for under $20 per month apps. A quick note, the 8 minute tour from here https://samurai.feefighters.com/developers https://samurai.feefighters.com/developers .. links to a youtube samurai movie clip via the image link and the 5 minute rails demo from the text link.
- pitdesi 15y agoYup, it's a wrkinprogress ;) We just launched into public beta. We aren't charging anyone because we know there are rough edges on our site.
- mkramlich 15y agoFrom an entrepreneur/inventor's mindset, there's one good thing about the pain, confusion and idiocy around the mainstream legacy payment/banking systems in the world: it represents a huge opportunity to deliver something better, something smarter and more friendly. In 2011, with current technology, and without having to worry about legal/bureaucratic compliance/inertia, it can and should be pretty easy for humans to send electronic payments to one another. Take Bitcoin for example. While far from perfect, it is one step in that direction. Though anybody that can help make the mainstream payment/banking system a little better, like Samurai/FeeFighters, or BankSimple, even incrementally, is doing a good thing as well.
- shimon_e 15y agoHahaha... I should really be shouting this out... If you are doing big numbers... sign up for Paypal in the UK. 1.4% for UK transactions and 1.9% for other currencies/countries. You need to be doing a considerable amount per month but you are basically getting wholesale rates with Paypal processing for nothing extra. Google matches the lowest rate but foreign transactions are 2.4%. Just be careful for Paypal's conversion fees. They are 2.5%. You can avoid them by adding foreign bank accounts. Dealing with Paypal is not for everyone. That is why I don't use them anymore. Got a more suitable service with another provider but it is not a service that most people would be able to use.
- jfricker 15y agoSeems to me that Dwolla.com is the way to go. Payment cards online are going away.
- mfringel 15y agoPaypal is a finely-tuned fraud detection system that has a inter-personal payment application bolted onto the side. Samurai's friendliness to all comers will determine how quickly it must necessarily turn into Paypal, as well.