Lots of people other than shops take money. There are lots of one-man businesses or tradespeople who take credit card through services like SumUp which require

Lots of people other than shops take money. There are lots of one-man businesses or tradespeople who take credit card through services like SumUp which require a seperate device paired to their phone. For people like that this will be very useful. Both my plumber and the guy who fixed our washing machine used SumUp, as did most of the market-stall holders at the Christmas market this year. All of them were using the phone-linked version (rather than the one with its own SIM). Sure, it's not right for everyone, but it will be perfect for a lot of people.