Regarding your allegation about Paypal, are you outside of the US? I ask simply because I am in the US and have never had to provide a username or password to

Regarding your allegation about Paypal, are you outside of the US? I ask simply because I am in the US and have never had to provide a username or password to my bank account to Paypal. I do have a bank account linked but it was done simply by Paypal making two small deposits to my account and then withdrawing them and asking me to tell them the amounts of the transactions. Given, this was many years ago, but I would be surprised to learn that this has changed. edit: typo