3 ms·

Don't you then lose social security, benefits, ability to rent/get a mortgage by not being full time/CDI?

d82nsjk9 5y ago
> ability to rent/get a mortgage by not being full time/CDI You can plan ahead and take a FTE position when you need to rent/loan for real estate. If you do a lot of these investments then I agree it is a disadvantage, but for most people that's easy to sort out.
rmnclmnt 5y ago
Yes and no, and it depends on your requirements: - Social security: covered by the state through social taxes (URSSAF) like employees - Benefits: you're the boss, you can be wild :) - Renting / getting a mortgage: bankers are more and more inclined to examine your situation, especially if you can provide a good track record of recurrent / constant revenue stream In any case, I agree completely with the original comment: going solo in France is one way to break the "glass ceiling" in terms of net revenue and career path is you feel entrepreneur.
- rozenmd 5y ago
  Oh cool! So you can just contract for international companies out of France, pay your taxes as normal, and you still get unemployment if you get fired unexpectedly?
  - Jacqued 5y ago
    Unemployment is the one benefit you can't get as a contractor (in France, I don't know about OP's country), but it doesn't work that great for higher income professionals anyway. When it comes to health insurance or retirement you're generally covered though.
  - rmnclmnt 5y ago
    If you are a solo contractor / business owner, indeed you cannot pretend for unemployment compensation ("chômage"). But if you care about accounting, after some time you can live off several months / years without any revenue. One last thing: at least in France (don't other countries) you are obligated to contract for multiple clients (at least 2) per fiscal year to avoid fraudulent employment and the risk of losing a client the next day. And in this day and age, landing a new client in the IT/Software/Data/AI/whatever industry is relatively easy!

> ability to rent/get a mortgage by not being full time/CDI You can plan ahead and take a FTE position when you need to rent/loan for real estate. If you do a lot of these investments then I agree it is a disadvantage, but for most people that's easy to sort out.

rmnclmnt 5y ago

Yes and no, and it depends on your requirements: - Social security: covered by the state through social taxes (URSSAF) like employees - Benefits: you're the boss, you can be wild :) - Renting / getting a mortgage: bankers are more and more inclined to examine your situation, especially if you can provide a good track record of recurrent / constant revenue stream In any case, I agree completely with the original comment: going solo in France is one way to break the "glass ceiling" in terms of net revenue and career path is you feel entrepreneur.

rozenmd 5y ago
Oh cool! So you can just contract for international companies out of France, pay your taxes as normal, and you still get unemployment if you get fired unexpectedly?
- Jacqued 5y ago
  Unemployment is the one benefit you can't get as a contractor (in France, I don't know about OP's country), but it doesn't work that great for higher income professionals anyway. When it comes to health insurance or retirement you're generally covered though.
- rmnclmnt 5y ago
  If you are a solo contractor / business owner, indeed you cannot pretend for unemployment compensation ("chômage"). But if you care about accounting, after some time you can live off several months / years without any revenue. One last thing: at least in France (don't other countries) you are obligated to contract for multiple clients (at least 2) per fiscal year to avoid fraudulent employment and the risk of losing a client the next day. And in this day and age, landing a new client in the IT/Software/Data/AI/whatever industry is relatively easy!