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I've had exactly this idea! It's sort of like a credit card, except a "swipe" just gives the merchant an end-point to send bills to. You still have to authori
by haberman 15y ago
I've had exactly this idea! It's sort of like a credit card, except a "swipe" just gives the merchant an end-point to send bills to. You still have to authorize each bill, but your bank could automatically pay any bills that you haven't contested by their due date (or whatever policy you prefer).
I am TERRIBLE at paying bills on time, even though I always have the money to pay them. There's way too much diligence required.
- Periodic 15y agoI used to be terrible with these, until I sent up a lot of automatic payments. For the most part this is just logging into the various provider's websites and setting it up. The one I can't do this for is rent, so my bank has a bill-pay function that just sends our landlord a check for the rent every month. It has been very convenient and when he comes by and claims we didn't pay we can point out it was already mailed and he's the one who lost it (he is very disorganized).
- haberman 15y agoNot all bills are periodic. For example, I've paid a lot of late parking ticket fees.
- Periodic 15y agoI have missed paying a few parking tickets myself. I guess I don't think of non-recurring payments as bills. That is probably just due to the way the term is used in popular culture.
- nickpinkston 15y agoHear hear! If they did then in real time, I'd login that day - but their little day delay kills my memory - I almost wonder if it's on purpose...
- whatusername 15y agoIsn't that BPAY? http://www.bpay.com.au/tabid/62/Default.aspx http://www.bpay.com.au/tabid/62/Default.aspx It doesn't have the swipe features, but I think the rest is there.
- bostonvaulter2 15y agoDoes that require changing the mailing address to BPAY?