> I am currently dealing with a chargeback team for another company, and the amount of time they’ve dedicated into challenging me likely exceeds the chargeback

> I am currently dealing with a chargeback team for another company, and the amount of time they’ve dedicated into challenging me likely exceeds the chargeback value itself. For the company the value is in keeping their chargeback rate down, not in the money itself. If your chargeback rate gets too high it becomes increasingly difficult and expensive to find a card processor who will work with you.