Can we really make the claim that a social score is safe as long as it exclude family and friends? What makes social score dangerous is the power imbalance whe

Can we really make the claim that a social score is safe as long as it exclude family and friends? What makes social score dangerous is the power imbalance when a position of authority is attempting to dictate social behavior by punishing deviation and dissent outside of democratic laws. A society that don't allow any deviation or dissent is an authoritarian society. A credit score system has nothing to do with social behavior unless they get combined. The dangers of a credit score system occurs when social behavior becomes proxies for creditworthiness, in which case the credit score system also becomes a social score system that hands out punishment based on deviation and dissent.