not in the US, in the UK. i know financial systems in the US are about a decade behind those here. for example: we have Faster Payments in the UK. completely

not in the US, in the UK. i know financial systems in the US are about a decade behind those here. for example: we have Faster Payments in the UK. completely free instant payments between bank accounts. and when i say instant, they’re millisecond instant. if i mistype a name when sending a bank payment, it will warn me and ask for a confirmation. if i mistype a bank account but not the name it either comes back to me or it goes to the right bank account. and there are many other features like these.