STFU > The world is moving away from cash. Just before the pandemic, I went a year without using cash. Since then, I haven't withdrawn any notes. I have used

STFU > The world is moving away from cash. Just before the pandemic, I went a year without using cash. Since then, I haven't withdrawn any notes. I have used cash my entire life, and this hasn't changed with COVID (no I have never got COVID. yes I go outside every day, usually to buy ingredients for whatever I'm cooking). > Holding on to cash is like running your own bank. I carried $20K in my pocket for years and told nobody. Never had a problem. > So people use banks. A bank I use requires Chrome to login, it literally will not work with anything else. This is the worst fucking UX in existence and is not some special nerd concern. They are telling you they have a webapp, as in, a thing you can use with a browser, but it's really just like a normal program but gimped because you need to install a dependency to use it (and you have to figure this out for yourself or call them at which point they'll suggest using Chrome after an hour). And the ATM is some half working garbage on top Windows. The phone banking doesn't work either and is deprecated as it requires real staff. I also use cash for public transit. Wheras convenience idiots end up wasting hours of time navigating half working websites trying to load new funds into their account, getting interrupted by website updates, Windows OS updates, etc. > As Moxie wrote a few weeks ago that most people don't want to run their own servers. Moxie is observing how the current state of software is trash and concluding that normal people don't want to deal with trash (which is frankly written by low intelligence programmers who believe things like "C is more secure than Java"). > If your hardware wallet or keys are destroyed, you've lost everything. Who cares? Use a bank if this is your concern. They will happily give your money away to whoever claims they lost it. No seriously, this is such a dipshit article. It lies on this idea that corpos just solve everything for you, including identifying you, which they don't, because they don't have a real human to establish a relationship with you. This entire idea that a corpo can authenticate you because they have some special hocus pocus[1] is a myth. 1. This could include things like, a government provided attestation channel, ID cards, knowing where you spent money from a card, being an Authority (TM) and therfore having big boy know how > If your loved one dies and didn't give you access, you've lost everything. You are a muppet. The smallest concern I have in the world is what happens to my parent's money when they die. And you use this as 1/3rd of the reason why "cryptocurrency bad" (the real reason they're bad is because they're centralized).