Unfortunately, there are millions and millions of people who build skills, work hard, and live frugally, and still aren't left with enough to invest anything, b

Unfortunately, there are millions and millions of people who build skills, work hard, and live frugally, and still aren't left with enough to invest anything, because the world has shifted in ways that make it impossible. The idea that this is open to everyone—that working hard will guarantee you a decent income—is the big lie that's being increasingly recognized by young people today.