> programmable money Where there's code, there are bugs. I don't want that in my money, thanks. > no middle-men for transactions At what cost? Most people do

> programmable money Where there's code, there are bugs. I don't want that in my money, thanks. > no middle-men for transactions At what cost? Most people don't care about censorship resistance, they want free/cheap/fast payments and transfers. > lower barrier to entry for innovation in financial services There's plenty of innovation in finance given the proper legal framework. See the number of fintech startups popping up every year. The only innovation we see in the cryptocurrency space is the recycling of old scams that are impossible in modern finance.