Fortunately, there are more countries than Germany, and some of them have a very fragile banking ecosystem that many people would like to avoid taking a part of

Fortunately, there are more countries than Germany, and some of them have a very fragile banking ecosystem that many people would like to avoid taking a part of. Just as one example, remember the Greece bank run some years ago? The banks ended up implementing limits on how much you could withdraw each month, which frustrated many people. I'd say that's pretty fishy when the banks give the impression that the money you put into the bank, you'll for sure be able to get out whenever you want.