Everybody in here is arguing about real estate prices and not the actual article… Did anybody else notice some flaws in this argument? He says the simplest exp

Everybody in here is arguing about real estate prices and not the actual article… Did anybody else notice some flaws in this argument? He says the simplest explantion is the best to explain high prices. His simple explanation claims that inventory is at records low and home prices should be 20% higher because of this. But if you compare the inventory to the previous time last year, it’s not a significant difference. If there’s not a significant difference (at least not significant enough to explain a 20% increase in my opinion), then why have they increased? The “creditworthiness of home buyers chart” shows that the higher creditworthy buyers are paying more for their homes, it doesn’t say they are any more creditworthy than they were in the past. This would make sense because home prices are at a high, as he so astutely pointed out. A more revealing chart would show how many high credit people there are.