I have often dreamed about buying a vacation property. But when I seriously consider it, the idea of owning a second property stresses me out. There is the time

I have often dreamed about buying a vacation property. But when I seriously consider it, the idea of owning a second property stresses me out. There is the time and money investment to buy and maintain the property. Then there is the worry about a home being vacant most of the time - is a pipe going to burst or is someone going to break into it? And there is the guilt when you aren’t using it - would we realistically be able to visit even once per month? Perhaps if I were significantly wealthier, the financial burden would be less and I could pay someone else to deal with any issues that arise. But for now, I feel like a second home would own me more than I own it.