these regulations are nothing new. After the crash at the beginning of the century regulations very similar to this were instituted. Even after they were lifted

these regulations are nothing new. After the crash at the beginning of the century regulations very similar to this were instituted. Even after they were lifted, no one but financial institutions could take advantage of the new lax financial regulations, all lack thereof. What's even more perplexing is the fact that after the meltdown these regulations are nowhere near as strict as the ones from the 1930s. And with small relatively minor fines levied against these huge firms there is little incentive to discontinue their dangerous although profitable behaviors.