Still not debt. Still not how anyone, anywhere would describe debt. There are plenty of situation, outside software, where doing something simple now results i

Still not debt. Still not how anyone, anywhere would describe debt. There are plenty of situation, outside software, where doing something simple now results in something more complex later. Nobody calls that debt. MBAs don't call that debt. What you describe there is actually an ideal conversation, and when presented with that choice, managers can make the right choice for them. What you are describing is scoping, done right.