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This question seems to have an implicit assumption that buying a house is a superior investment than other investment vehicles. I believe it's been shown that

• deanmoriarty 5y ago
  It’s not superior per se, but with real estate you can get cheap non-callable leverage that is almost impossible to replicate with equity investments. That’s how it becomes superior. Find me a broker that will lend 5X the value of my stock portfolio at 3% fixed for 30 years, and won’t issue a margin call if the market drops 50% as long as I pay the interest and monthly repayment, and I promise I would never look at real estate at all. Until then, it makes complete sense to dabble with it.
• ChrisLomont 5y ago
  Top 5 hits on google disagree - they're pretty close, and most years it looks like real estate outperforms. Plus you need a place to live. Factor in rent costs to the investment side, and you're losing value for investing returns. Factor in a lot of nice tricks you get with real estate (tax break for interest, ability to flip up with no capital gains along the way, dozens more), and housing is a pretty good investment. https://www.investopedia.com/investing/reasons-invest-real-estate-vs-stock-market/ https://www.investopedia.com/investing/reasons-invest-real-e... https://www.millionacres.com/real-estate-investing/articles/real-estate-vs-stocks-which-has-better-historical-returns/ https://www.millionacres.com/real-estate-investing/articles/...