I agree. It's used for things that really do feel like debt. Perhaps a dependency on a library that no longer has support. But then it's also used for subjec

I agree. It's used for things that really do feel like debt. Perhaps a dependency on a library that no longer has support. But then it's also used for subjective things like "too monolithic" or "spaghetti code" where the value of fixing might not be clear. Or even that the issue is really an issue.