I've got that house, spouse, kid stuff. It's awesome, but also an anchor that limits what you can do, where you can go, etc. You don't have that at the moment,

I've got that house, spouse, kid stuff. It's awesome, but also an anchor that limits what you can do, where you can go, etc. You don't have that at the moment, so go be spontaneous. I don't travel any more, but you can. I don't do silly, dumb, or risky stuff any more, but you can. You sound like a mid career dev, you should be well situated. OK 401K, pay, 'benes, etc. About wealth, they say "you can't take it with you." Spend some of it living it up now while you're well situated.