Heh! I am definitely not rational, I know this about myself. I grew up... not in poverty, but poor enough that I recognize my irrational fear of going back to

Heh! I am definitely not rational, I know this about myself. I grew up... not in poverty, but poor enough that I recognize my irrational fear of going back to that life, so $50k would be enough for me to act well beyond its utility, but I am certainly not rational. And I don't really want to argue with you about this. I'm referencing the "marginal utility of money" concept, and I think it applies here, and you don't. I'm okay with that! I think as long as we both agree that it's a thing, even if we disagree on where that line is, I'll be satisfied.