I am neither a money launderer, or organized (or disorganized) criminal . So your first statement is absolutely false. In no way am I suggesting "crypto bros s

I am neither a money launderer, or organized (or disorganized) criminal . So your first statement is absolutely false. In no way am I suggesting "crypto bros should get rich off selling product to poor people". The only point where any interaction with a crypto-bro may be necessary is in transferring fiat to crypto. And your "fraud" comment makes me think you don't understand crypto. "Sending money to the wrong wallet" is a lame reason, it's the equivalent of giving money to the wrong person. Though there is likely to come a better/safer method, how many people have sent money to the wrong wallet by mistake? The exposure of exchange fluctuations is real, but won't continue for ever as greater adoption leads to greater stability. You are also sometimes dealing in countries where the local currency is also susceptible to similar fluctuations.