The ease of sending it. Stocks and bonds are not bearer assets, so you have to sell them before spending them. Commodities are inconvenient to carry (though i

The ease of sending it. Stocks and bonds are not bearer assets, so you have to sell them before spending them. Commodities are inconvenient to carry (though in some cases maybe more convenient than wheelbarrowing cash). Real-estate is much less liquid, you can't sell or spend 0.01% of an apartment.