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Many of the destroyed businesses weren't insured, they were POC owned small businesses that were part of the community and barely afloat. Many did not return.

Many of the destroyed businesses weren't insured, they were POC owned small businesses that were part of the community and barely afloat. Many did not return. If you think there are no long lasting health effects from that kind of emotional and financial stress, think again.

mbg721 5y ago
Even for those who were insured, having to file claims for this sort of destruction is a good way to make your premiums --and those of nearby businesses that may have been spared direct damage--skyrocket to unaffordability.