My after tax historical savings is a comfortable 15% to 20%, while taking a low salary (probably less than most here) and living in an expensive area (San Franc

My after tax historical savings is a comfortable 15% to 20%, while taking a low salary (probably less than most here) and living in an expensive area (San Francisco). I'm able to save more than most people my age simply by having low rent. I do just as many pricey activities as them, if not more. The only sacrifice I made was living in a slightly older house with some random craigslisters. (and in case you are wondering, I have a shorter commute than most (~5 minutes by car). The remaining 30% of my expenses? Mostly trips, bars, the occasional high-end restaurant. If I sacrificed those, I'd feel like I was missing out on life. On the other hand, I feel like I lost almost nothing by getting an apartment $500 to $1000 cheaper per month than what my friends live in. That number is huge -- I can buy an ipad every other month and still be saving more money than them.