Right. I think I must've got my edit in after you posted. > They object when there's a recent transfer/deposit of that money because it could indicate an undoc

Right. I think I must've got my edit in after you posted. > They object when there's a recent transfer/deposit of that money because it could indicate an undocumented loan, throwing off the debt to income calculations. Right. It's not some authoritarian plot. They just wanna make sure you're not a fibbing about your net worth before handing you a giant stack of their money. If you can prove the money is yours then they're fine.