4 ms·
Agreed. To me target date retirement funds honestly make more sense for most people.
by xur17 5y ago
Agreed. To me target date retirement funds honestly make more sense for most people.
- tinalumfoil 5y agoI'm not sure about that. Targets funds fees are generally a percent not flat, you have less control over your money (which if you're doing a robo-advisor you probably have somewhat bespoke investing requirements) and they only make sense for tax-advantaged accounts (see [1]). Plus, people invest for reasons other than dated retirement targets. [1]: https://www.wsj.com/articles/vanguard-target-retirement-tax-bill-surprise-11642781228 https://www.wsj.com/articles/vanguard-target-retirement-tax-...