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I mean that’s literally where the money ends up anyway. I have a small amount in Wealthfront to check it out. With my “10/10” risk allocation, my money is all i
by zefhous 5y ago
I mean that’s literally where the money ends up anyway. I have a small amount in Wealthfront to check it out. With my “10/10” risk allocation, my money is all in vanguard funds.
45% VTI
20% VEA
19% VWO
14% VIG
2% VETB
They do also offer some services such as “tax loss harvesting” that you can’t really do on your own, but I don’t really know if it’s worth their fee.
Really, I think one of the best investing strategies is to buy and hold a variety of Vanguard funds and stop thinking about it.
- lotsofpulp 5y agoYou do not even have to hold a variety of Vanguard funds, just figure out the year you aim to retire in and buy the target date retirement fund. https://investor.vanguard.com/investment-products/mutual-funds/target-retirement-funds https://investor.vanguard.com/investment-products/mutual-fun...
- brokensegue 5y agothis is a fine approach. but you can beat it because of tax/fee reasons
- Graphguy 5y agoTarget Retirement Funds sometimes hold non-ideal amount of cash. Also, make sure you are holding these in a tax-advantaged account https://401kspecialistmag.com/target-date-fund-providers-investigated-over-surprise-tax-bills/ https://401kspecialistmag.com/target-date-fund-providers-inv....
- throwawaysea 5y agoI don’t quite understand the issue. Is there an ELI5 explanation?
- pinkfairy 5y agoyou can easily do tax loss harvesting on your own