My understanding: The biggest benefit of Wealthfront is automated tax loss harvesting, not stock picking. The biggest cost of Wealthfront is that when you lea

My understanding: The biggest benefit of Wealthfront is automated tax loss harvesting, not stock picking. The biggest cost of Wealthfront is that when you leave you either (a) keep a humongous pool of individual stocks to eventually unwind or (b) liquidate and incur unnecessary capital gains.