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Did you try running banking apps on the PinePhone? My bank has made it (almost) impossible to make payments without a phone, btw. Either you need to receive S
by foxfluff 5y ago
Did you try running banking apps on the PinePhone?
My bank has made it (almost) impossible to make payments without a phone, btw. Either you need to receive SMS messages or use their proprietary app. I could receive SMS messages without a phone but I would expect this to be a solution that eventually gives me more trouble than it's worth.
- 3pt14159 5y agoMy bank has a mobile friendly website? I'm sure it would work on PinePhone. Either way, this is goalpost moving. I don't even need to own a bank account. OP said government.
- choeger 5y agoIn Germany, you indeed need to have a bank account to pay your Rundfunkgebühren.
- 3pt14159 5y agoWhat does that mean? Is it broadcasting fee? I tried Googling it and I'm not sure. Anyway, Germany used to require people to join the military and kill other people. Now they don't. Progress.
- throwawaygh 5y ago> My bank has made it (almost) impossible to make payments without a phone, btw My bank has several buildings full of people, all within driving distance of my house. Any of those people will happily accept a stack of paper bills. If you don't want to use digital forms of payment, why on earth are you using a bank that doesn't have physical branches located near your home?
- deleted 5y ago[deleted]
- CameronNemo 5y agoAny of those people will happily accept a stack of paper bills. Have you actually tried depositing large amounts of cash on a regular basis? Sounds like a good way to get your account flagged and suspended. Not to mention the Treasury's seeming animosity toward cash as an instrument of payment.
- bentcorner 5y agoThere's a middle ground here that has existed for a long time. Mail hand-written cheques for your bills, deposit your paystub into your bank account, withdraw cash on a periodic basis for daily spending. You don't even need to use a banking card for any of this. I haven't been to a store that has refused cash and have never been required to use a banking app.
- ecdouvhr 5y agoWhere do you still use checks? I don't think I've seen one since the 90's.
- throwawaygh 5y agoI still pay most of my bills with checks. I also collect rent and pay rent with checks. Basically my entire financial life except for perhaps eating out and buying useless things online is mediated in cash and checks. This is very normal in my social circle. Just because you choose to use e-banking doesn't mean that cash and checks are inaccessible, or even particularly inconvenient.
- foxfluff 5y agoI have a hunch it depends heavily on your location. I have never seen a check in my life, and I have never heard of anyone I know using them. I wouldn't be able to say whether such a thing even exists here. Cash is still a thing but not universally accepted; not having a credit or debit card would be a major inconvenience. Banks can be hard to access because they've reduced offices and opening hours. You don't go there unless you really have to.
- distances 5y agoPaying bills in a physical branch will get expensive fast, at least here every bank that even allows that will take 3-10€ per bill.
- throwawaygh 5y agoInteresting; I wasn't aware. In the US it's still very normal (and free) to deposit/withdraw cash at physical branches.
- ecdouvhr 5y agoIn most of Europe, depositing cash rarely happens unless you're a business owner depositing the day's earnings. Withdrawals is easier from an ATM. Many banks require you to call ahead if you want to make a large cash withdrawal, and if you make a large deposit you need to be able to document where you got the money from or had the authorities called on you.
- distances 5y agoI think I haven't deposited since I last emptied my piggy bank as a kid, probably in the early 90s. And I've actually never in my life withdrawn over the counter, I was given an ATM only card sometime when I was deemed old enough to use it.
- rgrieselhuber 5y agoThere are plenty of banks out there.
- mdp2021 5y agoNone of the banks in the country where a friend of mine lives offer the services he demands: he is planning to live the country. Many in this branch of discussion seem to be measuring their possibilities against a current situation in their area - while in some other regions the situation is worse to desperate - and they are not seeing a trend.
- rgrieselhuber 5y agoDefinitely agree with the trend risks. The question is how to reverse it?
- mdp2021 5y agoNormally, you would not support the trend. When a whole society but only a few support it - by buying, adopting etc. - there is probably little to be done but hanging to the escape routes you have. You can (and in a way should) also wake up the sleepers, but it will be hard or less feasible to properly reach the masses.
- rgrieselhuber 5y agoYup. This is one of the problems of this age.
- coffeecat 5y agoThere's always a trade-off between security and convenience, and similarly, there tends to be a trade-off between different forms of freedom. If you want the freedom to choose any bank without any inconvenience, then you'll have to sacrifice software freedom. If you want the freedom to fully control your computing devices, then you'll have to be selective about the bank you use.