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Sorry, wrong link in [1]: https://www.thelocal.se/20180813/millions-of-kronor-stolen-in-spate-of-bankid-scams/ https://www.thelocal.se/20180813/millions-of-kro

• lillecarl 5y ago
  Since then banks (at least my bank) has changed so that the Bank presents a QR code which I scan with the BankID app, meaning there's no "prewriting my social security number for a challenge". Also, even if I authenticate someone to my bank account they're unable to transfer money out of my own accounts without me approving a transaction, where the BankID app will show me the amount and the destination for the money. So this issue is mostly solved as we move towards the QR code thing and people stop giving their money away. It's impossible to fix layer 8, if someone "willfully" gives their money away it's their fault when the UX is as good at preventing this as it actually is. Someone could be tricked into giving their money away in person or by other means, look at Theranos, Nikola (I would argue anything Elon Musk touches too) and the likes. They're also scammers. I didn't invest in Theranos or Nikola because i called bullshit directly, same same but different. My colleague tried to get me in on "Onecoin", he walked away with a loss and I didn't because I called the bluff straight away. What I'm trying to say is, the system isn't insecure at all. There are many failsafes people have to ignore to get scammed.