> While I think "legal system that everyone understands" is a laudable goal, there are too many edge cases and "bad" behaviors for that to be possible. This is

> While I think "legal system that everyone understands" is a laudable goal, there are too many edge cases and "bad" behaviors for that to be possible. This is not the issue here. The issue here is whether there is a better way to handle the problem of fraudulent loans facilitated by identity theft.