Well when I'm looking for a store of value to use in exchange for goods and services, it generally is helpful for me if my $100 is not $80 the next week, $110 t

Well when I'm looking for a store of value to use in exchange for goods and services, it generally is helpful for me if my $100 is not $80 the next week, $110 the one after that, then $70, etc. What you mean to say is that BTC is a pretty good speculative asset, and I would agree up until the point that people want to actually turn their speculative asset into tangible wealth. Then they are going through fiat, or an exchange, and all the issues with the traditional finance system come through full force on top of crypto volatility. DeFi and all these attempts are reinventing the wheel but without the traditional protections put in place. If I forget my password and email with Chase I can still recover my assets. Not so with crypto, and if someone does get my wallet key there is nothing stopping them from draining it dry. My bank would probably freeze the account for suspicious activity. I haven't even brought up malicious theft of crypto, which happens all the time. Mt Gox wasn't that long ago and what was it, 10% of all circulating Bitcoin at the time that went missing? Most users aren't using hardware wallets and I imagine even less know how to really audit a smart contract. These are all barriers to widespread adoption.