4 ms·
15 U.S. Code § 1681e(b) reads "Whenever a consumer reporting agency prepares a consumer report it shall follow reasonable procedures to assure maximum possible
by InefficientRed 5y ago
15 U.S. Code § 1681e(b) reads "Whenever a consumer reporting agency prepares a consumer report it shall follow reasonable procedures to assure maximum possible accuracy of the information concerning the individual about whom the report relates."
I know that courts move slowly and judges are often depressingly technological illiterate, but I have absolute confidence that I could put together an incredibly convincing panel of experts who would define "reasonable procedures" in a way that would run wholly afoul of the SOP of the major credit reporting agencies.
- mindslight 5y agoSo don't let me stop you? In general courts are going to have their own standards for such things that differ from your plain language reading, and a stack of paperwork from the surveillance companies' auditors will suffice to meet it. But by all means, go for it! By my quick non-attorney reading I think you'll be arguing under 1681o, and still stuck showing actual financial damages for having been denied a loan or whatever. Point being they've legislated themselves out of the straightforward tort of libel by 1681h (e).