The complaint system isn’t too terrible to use - at least when I last tried it out for a credit reporting dispute. You’ll likely get a reply from the institutio

The complaint system isn’t too terrible to use - at least when I last tried it out for a credit reporting dispute. You’ll likely get a reply from the institution in a week or so, and if they don’t reply in a timely manner it’s a red flag: https://www.consumerfinance.gov/complaint/getting-started/ https://www.consumerfinance.gov/complaint/getting-started/