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Note - AMEX does verify cardholder name. In my original comment I am referring only to VISA/MC. They do not verify cardholder name. They do, however, verify
by rsync 5y ago
Note - AMEX does verify cardholder name. In my original comment I am referring only to VISA/MC. They do not verify cardholder name. They do, however, verify other things related to address, etc.
- vinay427 5y agoEven for Visa/Mastercard, this seems to depend on the issuer to some extent. Issuing banks often handle two-factor fraud portals (Verified by Visa, etc.) differently, and these portals are increasingly common especially in much of Europe and other regions. As you noted, American Express typically seems to depend on the name but not the address.